Estimate the Greek housing benefit (epidoma stegasis) from OPEKA. Income-tested rental assistance for low-income renters, up to 70 EUR per month per tenant in 2025.
Enter your household size and annual income to estimate your monthly Greek housing benefit (epidoma stegasis) from OPEKA.
Estimated Monthly Housing Benefit
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Annual housing benefit
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Net rent after benefit
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Eligibility estimate
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Benefit as % of rent
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Your breakdown
Updates live as you type
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Amount
How housing benefit works in Greece
The epidoma stegasis is paid monthly by OPEKA directly to the beneficiary's bank account. Applications are submitted through the OPEKA portal using taxisnet credentials. The annual income test is based on the prior year's declared income (E1 form). The benefit is not taxable income.
Example calculation
A single person renting at 350 EUR per month with an annual income of 6,000 EUR: likely eligible for the single-person rate of approximately 70 EUR per month. Annual benefit: 840 EUR. Net rent cost: 350 - 70 = 280 EUR per month. Benefit covers about 20% of the rent.
Tips and considerations
Ensure your rental contract is formally registered before applying. The income limit is based on the previous year's tax return, so a year of high income may delay eligibility even if your current income is low. Re-apply annually to maintain the benefit.
Frequently asked questions
What is the Greek housing benefit (epidoma stegasis) and who can receive it?
The housing benefit (epidoma stegasis) is a monthly rent subsidy paid by OPEKA to low-income renters who do not own residential property and meet an income test. Eligible recipients include Greek nationals, EU citizens with long-term residence, and certain categories of third-country nationals. The applicant must be renting a property as their primary residence, must not own any residential real estate, and must declare their rental contract through the myDATA electronic platform. The income threshold varies by household composition; single renters and elderly persons living alone are specifically targeted by the program as a priority group.
How much is the housing benefit in Greece in 2025?
As of 2025, the housing benefit ranges from approximately 70 EUR per month for single-person households to 210 EUR per month for families with three or more members, subject to income limits and the actual rent declared. The benefit is capped at the actual rent paid and cannot exceed the program ceiling. Income eligibility thresholds are approximately 7,000 EUR per year for single persons, 14,000 EUR for couples, and higher for families with children. These figures are indicative and should be verified at opeka.gr as they may be updated annually by ministerial decision.
Can I receive housing benefit if I live with family rather than renting?
No. The housing benefit is specifically for people with an active rental contract who pay rent to an unrelated third-party landlord. If you live rent-free with family members or own your property, you are not eligible. The rental contract must be registered with the tax authority (through myDATA or the older E2 form process) and the landlord must be reporting the rental income. Sub-letting arrangements under an informal contract are not eligible. Persons staying in social housing provided by municipalities or DYPA social housing programs are also not eligible for the separate epidoma stegasis benefit.
Is the housing benefit compatible with other social benefits in Greece?
Yes, in most cases. The housing benefit can generally be combined with the Guaranteed Minimum Income (KYA, eligibility notwithstanding), child benefit (A21), disability benefits, unemployment benefit, and other OPEKA programs, as long as the total family income and asset conditions for each program are separately met. There is no specific incompatibility rule between the housing benefit and other OPEKA or DYPA programs. However, all income sources, including other benefits received, must be declared in the annual tax return as part of the income test for the housing benefit eligibility assessment for the following year.