Privacy Policy

Summary

PennyCompass respects your privacy. We collect minimum necessary data, never sell personal information, and process all calculator inputs entirely in your browser, they are never sent to our servers.

Information we collect

Calculator inputs: Numbers you type into calculators are processed locally in your browser. They are not transmitted to our servers and we cannot see them.

Analytics: We use privacy-respecting analytics (Cloudflare Web Analytics and/or Google Analytics) to count page views and understand which calculators are most used. These tools may use cookies. We do not collect personally identifiable information through analytics.

Email signups: If you provide your email address to receive a PDF report or newsletter, we store it with our email service provider. You can unsubscribe at any time using the link in any email we send.

Contact form: When you contact us via the contact page, we receive your name, email, and message. We use this to respond and do not share it with third parties.

Cookies

We use cookies for analytics, advertising (Google AdSense and partners), and to remember preferences (e.g., dismissed cookie notices). EU/UK visitors are shown a consent banner per GDPR/UK GDPR rules. You can clear cookies in your browser at any time.

Advertising

We use Google AdSense and third-party ad partners to serve display advertising. These partners may use cookies to deliver ads based on your prior visits to this site or others. You can opt out of personalized advertising at Google’s Ad Settings.

Affiliate links

Some outbound links are affiliate links. When you click an affiliate link, the partner may place a cookie to track that the click came from us. We disclose this for transparency. See also our disclaimer.

Your rights

Depending on your jurisdiction, you may have rights to:

• Access the personal data we hold about you
• Request correction or deletion of that data
• Object to processing or request data portability
• Opt out of the "sale" or "sharing" of personal information (CCPA/CPRA, we do not sell personal information)

To exercise any of these rights, please contact us via the contact page.

Children

This site is not directed to children under 13. We do not knowingly collect personal data from anyone under 13. If you believe a child has provided personal information, please contact us and we will delete it.

Changes to this policy

We may update this policy. Material changes will be noted on this page with a new effective date.