Know your FBR tax and filer status before you file

Income Tax

FBR salary slabs.

Income Tax Slab

Slab-by-slab breakdown.

Income Tax Refund

Overpaid tax back.

Monthly Salary Tax

Per-month deduction.

Withholding Tax on Salary

Employer WHT.

Salary Increment Tax

Tax on a raise.

Bonus Tax

Tax on a bonus.

Gross to Net Salary

Take-home from gross.

Net to Gross Salary

Gross from take-home.

Take-Home Salary

After tax in hand.

Salary to Hourly

Effective hourly.

Salary Hike

What a raise adds.

Gratuity

End-of-service payout.

Effective Tax Rate

Average vs marginal.

Marginal Tax Rate

Top-slab rate.

Advance Tax

Instalment liability.

Surcharge

High-income surcharge.

Filer vs Non-Filer

ATL cost difference.

Two-Income Household Tax

Combined tax.

Salary vs Business Tax

Which regime costs less.

Freelance Rate

Set your day rate.

Freelancer Tax

IT exporter tax.

Business Income Tax

Individual business slabs.

Corporate Tax

Company income tax.

Alternate Corporate Tax

ACT minimum.

Company Total Tax

All company levies.

Minimum Turnover Tax

Tax on turnover.

Super Tax

High-income super tax.

AOP Tax

Association of persons.

Sole Proprietor vs Company

Structure comparison.

GST

18% add or remove.

Reverse GST

Strip GST from a price.

GST-Inclusive Pricing

Price with GST built in.

Sales Tax on Services

Provincial services tax.

Sales Tax Registration

Threshold check.

Input / Output Tax

Net sales tax payable.

Federal Excise Duty

FED on goods.

Petroleum Levy

Levy per litre.

WPPF

Workers profit fund.

WWF

Workers welfare fund.

EOBI Contribution

Monthly contribution.

EOBI Pension

Pension estimate.

Provident Fund

PF balance at retirement.

Provident Fund Tax

Tax on PF.

Pension vs Provident Fund

Which is better.

Voluntary Pension Scheme

VPS tax credit.

Retirement Corpus

Target nest egg.

FIRE

Financial independence.

Coast FIRE

Coast to retirement.

Property Tax

Annual property tax.

Property Purchase Tax

Tax on buying.

Property Sale Tax

Tax on selling.

Property Transfer Cost

All transfer charges.

Property Capital Gains

CGT on property.

Property CGT Holding Period

Rate by years held.

Capital Value Tax

CVT on assets.

Stamp Duty

Duty on a transfer.

Home Loan

EMI + interest.

Home Loan Eligibility

How much you can borrow.

Down Payment

Upfront amount.

Construction Cost

Build budget.

Rent vs Buy

Buy or rent.

Rental Yield

Gross + net yield.

Rental Income Tax

Tax on rent received.

Compound Interest

Growth projection.

Simple Interest

Flat interest.

CAGR

Annualised growth.

SIP Investment

Regular investing.

Lumpsum Investment

One-off growth.

Mutual Fund Returns

Fund growth.

Recurring Deposit

Monthly deposit growth.

Term Deposit

Fixed deposit return.

National Savings

NSC scheme return.

Behbood Savings Tax

Profit tax on Behbood.

Profit on Debt Tax

Tax on interest.

Prize Bond Tax

Tax on winnings.

Dividend Tax

WHT on dividends.

Dividend Yield

Income vs price.

Capital Gains (Securities)

CGT on shares.

Stock Investment Return

Total return.

Net Worth

Assets minus debts.

Budget (50/30/20)

Needs / wants / savings.

Emergency Fund

Cash buffer.

Savings Goal

Monthly to a target.

Debt Payoff

Time + interest.

Credit Card Payoff

Clear the balance.

Personal Loan

EMI + interest.

Car Loan

Vehicle finance.

Education Loan

Study finance.

Child Education

Future school cost.

Marriage Cost

Wedding budget.

Hajj Savings

Save for Hajj.

Inflation

Real value.

Income Percentile

Where you sit.

Currency Remittance

Convert remittances.

Zakat

2.5% on net assets.

Gold Zakat

Zakat on gold.

Loan Eligibility

How much you qualify for.

Cash Withdrawal Tax

WHT on cash withdrawals.

Vehicle Token Tax

Annual token tax.

Life Insurance Needs

Cover gap.

Term Insurance

Pure protection.

Health Insurance

Medical cover cost.

Human Life Value

Economic value of cover.