India · FY 2026-27

Sort your India taxes and investments in minutes

95 free calculators covering income tax under both regimes, the full deduction suite, capital gains, EPF, PPF, NPS, SIP, loans, stamp duty by state, and GST. Every page cites its Income Tax Department source.

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95: Calculators
INR ₹: Rupee-ready
Income Tax Dept: Official source
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Income tax

13 tools

New vs old regime, surcharge, advance tax, TDS, NRI, HUF.

Income Tax (IN)

New regime FY 2026-27.

Old vs New Regime

Which saves more?

Income Tax Slabs

Bracket breakdown.

Surcharge & Marginal Relief

10/15/25% with relief.

Advance Tax

Quarterly instalments.

234B/234C Interest

Shortfall interest.

TDS on Salary

Monthly Section 192.

TDS on Rent

194I / 194-IB.

Professional Tax

State PT slabs.

NRI Income Tax

India-sourced income.

HUF Tax

Separate-entity tax.

Section 89(1) Relief

Salary arrears.

Leave Encashment

Retirement exemption.

Deductions

8 tools

80C, 80D, NPS 80CCD(1B), 80G, 80TTA/TTB, 80GG, 80E, 80U.

Section 80C

Investments up to ₹1.5L.

Section 80D

Health insurance.

Section 80CCD(1B)

Extra ₹50k NPS.

Section 80G

Donations 50/100%.

80TTA / 80TTB

Interest deduction.

Section 80GG

Rent without HRA.

Section 80E

Education loan interest.

80U / 80DD

Disability deduction.

Salary & allowances

5 tools

Take-home, HRA, gratuity, hikes.

Take-Home Salary

CTC to in-hand.

Salary Hike

Old to new CTC.

Gratuity

Payment of Gratuity Act.

HRA Exemption

Section 10(13A).

HRA vs Home Loan

Rent or buy for tax.

Mutual funds & SIP

9 tools

SIP, lumpsum, SWP, STP, goal, ELSS.

SIP

Monthly SIP value.

Step-up SIP

Rising SIP.

Lumpsum

One-time growth.

SWP

Systematic withdrawal.

STP

Transfer plan.

Goal SIP

SIP for a target.

Mutual Fund Returns

Absolute + annualised.

CAGR

Compound growth.

ELSS

Tax-saving fund.

Provident fund & pension

6 tools

EPF, PPF, NPS, VPF, withdrawals.

EPF

12% + 12%.

EPF Withdrawal Tax

5-year rule.

PPF

₹1.5L, 15-year.

NPS

Tier 1 + 80CCD(1B).

VPF

Voluntary PF.

PPF vs NPS

Fixed vs market.

Deposits & small savings

10 tools

FD, RD, NSC, SSY, APY, SCSS, POMIS, SGB.

Fixed deposit.

Recurring deposit.

NSC

Savings certificate.

Sukanya Samriddhi

Girl-child scheme.

APY

Atal Pension Yojana.

SCSS

Senior savings.

Post Office MIS

Monthly income.

Sovereign Gold Bond

Gold + 2.5%.

Simple Interest

P×R×T.

Compound Interest

Compounding.

Capital gains & investment tax

9 tools

LTCG, STCG, property, crypto, dividends, ESOP.

Capital Gains

Equity overview.

Equity LTCG (112A)

12.5% above ₹1.25L.

Equity STCG (111A)

20% under 12 months.

Property Capital Gains

Indexed vs not.

Debt Fund Tax

Slab rate.

Crypto / VDA Tax

30% + 1% TDS.

Dividend Tax

Slab + 10% TDS.

ESOP Tax

Perquisite + gain.

Brokerage & Charges

STT, GST, stamp.

Loans & EMI

9 tools

Home, car, personal, education, gold, EMI.

EMI Calculator

Any loan.

Home Loan EMI

24(b) + 80C.

Home Loan Eligibility

FOIR-based.

Home Loan Prepayment

Interest saved.

Car Loan

Auto EMI.

Personal Loan

Unsecured EMI.

Education Loan

80E + moratorium.

Gold Loan

75% LTV.

Loan Against Property

LAP.

Property

4 tools

Stamp duty, rent vs buy, yield, GST.

Stamp Duty (all states)

Compare states.

Rent vs Buy

Net-worth view.

Rental Yield

Gross + net.

GST

5/12/18/28%.

Stamp duty by state

13 tools

State-specific stamp duty + registration, with women concessions.

Maharashtra

6.00% + reg.

Delhi

6.00% + reg.

Karnataka

5.00% + reg.

Tamil Nadu

7.00% + reg.

Uttar Pradesh

7.00% + reg.

Telangana

7.50% + reg.

Gujarat

4.90% + reg.

West Bengal

6.00% + reg.

Haryana

7.00% + reg.

Rajasthan

6.00% + reg.

Kerala

8.00% + reg.

Madhya Pradesh

7.50% + reg.

Punjab

7.00% + reg.

Retirement & insurance

5 tools

Corpus, annuity, term, health, emergency.

Retirement Corpus

Corpus + SIP.

Annuity / Pension

NPS annuity.

Term Insurance

Cover needed.

Health Insurance

Sum insured.

Emergency Fund

Months buffer.

Business & personal finance

4 tools

Presumptive tax, net worth, inflation.

Section 44AD

Presumptive business.

Section 44ADA

Presumptive freelancer.

Net Worth

Assets minus liabilities.

Inflation

Real value of rupees.