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Texas Paycheck Calculator 2026

Free Texas paycheck calculator for 2026. Estimate federal tax, no state income tax, FICA, and your per-paycheck take-home pay.

Published · Last updated

Written by PennyCompass Team

Estimate your take-home pay in Texas for tax year 2026. Texas has no state income tax on wages.

Before any deductions, taxes, or 401(k).

Traditional 401(k) only. Roth 401(k) is post-tax.

Leave at 0 to use the standard deduction.

Take-home (annual),

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Annual gross

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Federal income tax

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FICA (SS + Medicare)

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State income tax

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SDI

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Total deductions (% of gross)

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Pre-tax 401(k)

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Pre-tax HSA

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How Texas payroll taxes work in 2026

Every paycheck in Texas has three tax layers: federal income tax, FICA (Social Security and Medicare), and any state-level withholding. Texas has no state income tax on wages.

Visit Texas’s Department of Revenue ↗ for the official withholding schedule and forms.

Frequently asked questions

What is the state income tax rate in Texas?
Texas has no state income tax on wages.
What is the average sales tax in Texas?
The average combined state and local sales tax in Texas is approximately 8.19%. Sales tax does not affect this paycheck calculation.
What is the average property tax in Texas?
The effective property tax rate in Texas is approximately 1.80% of home value. Property tax does not affect this paycheck calculation but matters for total cost of living.

Related calculators

Federal income tax (national)

Federal-only breakdown with bracket details.

401(k) calculator

Project retirement balance.

Paycheck hub

Use the federal-only calculator or choose a reviewed state.

Texas sales tax calculator

Compute sales tax for a Texas purchase.

Sources

  1. IRS Publication 15-T (2026) — Federal Income Tax Withholding Methods, Internal Revenue Service
  2. Social Security Administration — Contribution and Benefit Base 2026, Social Security Administration
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