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New Zealand Parental Leave Pay Calculator

Free NZ paid parental leave calculator. Government-funded weekly payments for up to 26 weeks, capped at the maximum rate.

Published

Paid parental leave over up to 26 weeks.

Weekly parental leave pay

Total over the leave period (gross)

Your breakdown

Updates live as you type
Step Amount

How the government payment is worked out

Paid parental leave in New Zealand is funded by the government and paid through Inland Revenue, not by your employer. For an employee, it replaces your ordinary weekly pay up to a statutory maximum, for up to 26 weeks. The structure is a simple lesser-of: you receive your usual weekly earnings, but never more than the cap that IRD sets and reviews each July. This tool takes your usual weekly pay and the current maximum, applies the cap, and multiplies out across the weeks of leave you plan to take.

The maximum weekly rate in this calculator is $754.87 before tax. If you earn less than that in a normal week, you get your actual pay. If you earn more, the cap bites and the difference is income the scheme does not cover, which is the gap most working parents need to plan around.

A higher earner who hits the cap

Say your usual pay is $1,100 a week before tax and you take the full 26 weeks. Because $1,100 is above the $754.87 maximum, your parental leave pay is capped at $754.87 a week. Over 26 weeks that totals $19,627 gross. The $345 a week between your normal pay and the capped payment is the shortfall you would either save towards in advance or cover from other income.

The chart contrasts what 26 weeks of usual pay would have been against what the scheme actually pays once the cap applies.

It is taxable, and the self-employed rule is different

Parental leave pay is taxable income, so PAYE comes off it just like a wage, and your take-home will be less than the $19,627 gross above. Get your tax code right when you apply, because if parental leave is your only income for the period your average tax rate may be lower than it was on a full salary, and using the wrong code can leave you over or under taxed. The payment can also interact with other entitlements, so it is worth checking how it sits alongside Working for Families tax credits and the Best Start payment for a new baby, which run separately.

Self-employed parents are covered too, but the rule differs. Instead of ordinary weekly pay, a self-employed applicant receives the greater of their average weekly earnings from the business or a set minimum weekly rate, again capped at the same statutory maximum. That floor matters for a parent whose drawings have been low while reinvesting in the business, because it guarantees a baseline payment rather than leaving them with almost nothing. A practical tip for the self-employed: keep clean records of your earnings in the year before the baby arrives, since that is what the entitlement is calculated from.

Can my partner and I share the leave?

Yes. The entitlement can be transferred between eligible partners, so the leave and the payment do not have to sit entirely with the birth parent. Couples increasingly split the period to suit their work and care arrangements. Each person needs to meet the eligibility tests in their own right, and you coordinate the transfer through the application, so plan it together before either of you stops work.

Does taking parental leave reduce my KiwiSaver?

While you are on government-paid parental leave, employer contributions and the automatic 3 percent employee deductions do not apply in the way they do to a salary, so your KiwiSaver inflows can pause unless you choose to keep contributing voluntarily. Some parents make voluntary contributions to stay on track for the annual government contribution. It is a small thing that is easy to overlook during a busy year, so flag it before your leave starts.

Frequently asked questions

How much is paid parental leave in NZ?
Paid parental leave pays your ordinary weekly pay up to a government maximum (reviewed each July), for up to 26 weeks, funded by IRD. Self-employed parents get the greater of their average weekly earnings or the minimum rate. It is taxable income. Confirm the current maximum weekly rate with IRD as it changes annually.
Is paid parental leave taxable in New Zealand?
Yes. IRD treats paid parental leave as taxable income, so PAYE is deducted at your nominated tax code before the payment reaches you. Because parental leave may be your only or main income during the period, your average rate for that time can be lower than usual. Using the wrong tax code can cause an end-of-year bill or refund, so check your code with IRD before your leave starts. The payment does not attract ACC levies.
Does paid parental leave affect KiwiSaver contributions?
While you receive government-paid parental leave, it does not count as salary or wages for KiwiSaver purposes, so automatic employer contributions and the compulsory 3 percent employee deduction do not apply to that income. You can still make voluntary contributions directly to your scheme provider if you want to stay on track for the annual government contribution (currently NZD 521.43 if you contribute at least NZD 1,042.86 in the year). Check with your provider because rules can change and voluntary contributions during leave must be arranged separately.
Can partners share paid parental leave in NZ?
Yes. The primary carer can transfer some or all of the remaining paid parental leave entitlement to an eligible partner. Both people must independently meet the employment or self-employment eligibility criteria (six months continuous employment with the same employer, working an average of at least ten hours a week). The transfer is applied for through IRD and only one person can receive payment at a time. Couples should plan the split before either person stops work because the total entitlement across both partners cannot exceed 26 weeks.

Related calculators

Sources

  1. Inland Revenue — Individual Income Tax Rates, Inland Revenue Department (Te Tari Taake), New Zealand
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