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Kenya Business Break-Even Calculator

Find the units and revenue needed to cover fixed costs, given your price and variable cost per unit.

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Units and revenue needed to cover fixed costs.

Break-even units

Contribution per unit

Break-even revenue

VAT-inclusive price

Your breakdown

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Step Working Result

Contribution is the engine, not profit

Break-even analysis trips people up because the instinct is to think in terms of profit per sale. The number that actually matters is contribution, the slice of each sale left over after you pay the variable cost of producing that one unit. That leftover is what chips away at your fixed costs. Until your accumulated contribution equals your fixed costs, the business is running at a loss no matter how busy it looks. The moment the two are equal, you have broken even, and every sale after that drops its full contribution to the bottom line.

This tool does exactly that. It subtracts your variable cost per unit from your selling price to get the contribution per unit, then divides your fixed costs by that contribution to find how many units you must sell. Multiply by the price and you get the revenue you need to be standing still. If the price is at or below the variable cost, the contribution is zero or negative and the tool tells you break-even is simply not reachable, because you lose money on every unit and selling more only deepens the hole.

A KES 500,000 fixed-cost example

Picture a small business with KES 500,000 of monthly fixed costs, things like rent, salaries, and a software subscription that do not move with sales volume. It sells a product at KES 2,000 each, excluding VAT, and each unit costs KES 1,200 in materials and direct labour. Here is the path to break-even:

So you must move 625 units, worth KES 1,250,000 in sales, before the business covers its costs. The chart below shows fixed costs as a flat line and total contribution climbing with units, the crossing point being break-even.

Where VAT fits, and where it does not

A frequent mistake among Kenyan traders is doing the break-even sum on the VAT-inclusive shelf price. Do not. The 16 percent VAT this calculator uses is not your money. If you are VAT-registered you collect it on behalf of the Kenya Revenue Authority and remit it, so it never contributes to covering your costs. Run the break-even on prices net of VAT, which is why the price input here is the figure before VAT. The tool still shows you the VAT-inclusive price of KES 2,320 separately, because that is what the customer actually pays at the till and it matters for how your pricing lands in the market.

VAT registration in Kenya becomes compulsory once taxable turnover passes a threshold, the figure modelled across this site being KES 5,000,000 over any twelve months. Below that you may not be charging VAT at all, in which case your net and gross prices are the same and the VAT-inclusive figure here is just informational. Because the standard rate and the registration threshold can shift with each Finance Act, confirm both with the KRA before building them into a pricing decision.

Reading the result like an owner

Two levers move break-even faster than anything else, and neither is selling more. Lifting the price or trimming the variable cost both widen the contribution per unit, and because contribution is the divisor, a small change there shifts the break-even point sharply. Knock KES 200 off the variable cost in the example and contribution jumps to KES 1,000, dropping break-even from 625 units to 500. Compare that with cutting fixed costs, which moves the target proportionally but often takes longer to arrange. A sensible habit is to treat the break-even units as your monthly floor, then ask how many days of trading that implies, so the number stops being abstract and becomes a daily sales target you can actually manage against.

Should I include my own salary as a fixed cost?

If you draw a regular amount to live on, yes, include it in fixed costs, otherwise your break-even point will flatter the business by ignoring the money you need to take out. Many founders leave themselves out and then wonder why a technically break-even month leaves them personally short. Put a realistic owner drawing into the fixed-cost figure and the target becomes honest.

What if I sell several products at different margins?

This tool assumes a single product or a representative average unit. For a mixed range, the cleaner approach is a weighted average contribution, where you blend the contribution of each product by its share of sales, then divide fixed costs by that blended figure. If your mix swings heavily between high and low margin lines, run the calculator separately for your main sellers to see how each one carries the fixed costs.

Frequently asked questions

How do I work out my break-even point?
Subtract the variable cost per unit from the selling price to get the contribution per unit. Divide fixed costs by that contribution to get the number of units you must sell to break even, then multiply by the price for break-even revenue. Use prices net of VAT for the calculation; the customer pays the price plus 16% VAT.
Does Kenya VAT affect my break-even calculation?
Yes, but only if you handle it incorrectly. The 16% VAT you charge is collected on behalf of the Kenya Revenue Authority and remitted to them, so it is not part of your revenue for break-even purposes. Run the calculation using the net price before VAT. If your annual taxable turnover is below KES 5,000,000 and you are not VAT-registered, your net and gross prices are the same and VAT does not apply at all.
What counts as a fixed cost for a Kenyan small business?
Fixed costs are expenses that do not change with how many units you produce or sell. Typical examples for a Kenyan SME include monthly rent, staff salaries, business permit fees, annual single business permit costs, insurance premiums, and any software subscriptions. A reasonable owner salary or drawing should also be included, otherwise the break-even point will look lower than it really is.
How does the KRA single business permit affect my break-even?
County business permits in Kenya are paid annually and the amount varies by county and business category. Because the permit is a fixed annual cost, divide the annual fee by 12 and add it to your monthly fixed costs when using this calculator. Treating it as a lump-sum expense in month one will distort the break-even figure for the rest of the year.

Related calculators

Sources

  1. KRA — PAYE, NSSF and SHIF, Kenya Revenue Authority
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