Free Queensland stamp duty calculator for 2026. Estimate transfer duty on residential property purchases in QLD, including first home buyer concessions.
Queensland transfer duty on residential property purchases.
Estimated transfer duty
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Effective rate
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Saving vs standard
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Your breakdown
Updates live as you type
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Rate
Duty in band
Worked example
Take a standard purchaser buying a $700,000 home in Queensland. The QLD progressive schedule applies each rate to only the slice of the price in that band: 1.5 percent on the first $5,000 gives $75; 3.5 percent on the next $5,000 gives $175; 4.5 percent on the next $15,000 gives $675; 5 percent on the next $225,000 gives $11,250; and 5.75 percent on the slice above $250,000 to $700,000 gives $25,875. The total comes to about $18,150, an effective rate near 2.59 percent. A first home buyer at $450,000 pays nothing at all because that price sits below the $500,000 FHB exemption threshold.
How it is calculated
Queensland transfer duty is a progressive tax on the dutiable value of the property, usually the purchase price or the unencumbered value, whichever is higher. The calculator applies the standard Queensland progressive schedule: 1.5 percent on $0 to $5,000; 3.5 percent on $5,001 to $10,000; 4.5 percent on $10,001 to $25,000; 5 percent on $25,001 to $250,000; and 5.75 percent on amounts above $250,000. For first home buyers, the tool checks whether the price falls below the $500,000 full-exemption threshold or within the $500,001 to $550,000 sliding concession zone, and adjusts accordingly. The result is an estimate only. The Queensland Revenue Office provides the exact figure based on the dutiable value assessed at settlement. Foreign-buyer surcharges, off-the-plan concessions, and transfers between related parties are not modelled here.
Frequently asked questions
How is Queensland stamp duty calculated?
Queensland transfer duty uses a progressive schedule. For a standard residential purchase, the rate starts at 1.5 percent on the first $5,000 and rises in bands to 5.75 percent on amounts above $1,000,000. The duty is the sum of each band applied to the slice of the purchase price that falls in that band, similar to how income tax brackets work.
Do first home buyers pay stamp duty in Queensland?
First home buyers in Queensland pay no transfer duty on purchases up to $500,000. A sliding concession applies between $500,001 and $550,000, reducing the duty progressively. Above $550,000 the standard rate applies. Since 2025, these thresholds have been set at $500,000 and $550,000 for established homes. Vacant land has separate, lower thresholds.
When must Queensland stamp duty be paid?
Transfer duty must be paid within 30 days of the earlier of the date of settlement or the date possession is taken. If you are using a conveyancer, they will typically arrange payment at settlement. Late payment attracts interest and penalties from the Queensland Revenue Office.
Does Queensland charge a foreign buyer surcharge?
Yes. Foreign persons purchasing residential land in Queensland pay an additional 8 percent surcharge on top of standard transfer duty. The surcharge applies to the total dutiable value and is payable at the same time as standard duty. Check with the Queensland Revenue Office for the definition of foreign person, as trusts and companies with foreign beneficiaries or shareholders may also be caught.