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UAE Small Business Relief Calculator

Free UAE Small Business Relief checker. See if you qualify under the AED 3m turnover cap and the tax it saves versus 9%.

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Check Small Business Relief eligibility and the tax it saves.

Eligibility

Tax without relief

Tax saved if elected

What the relief actually does to your tax bill

The UAE introduced federal corporate tax for financial years starting from June 2023. The headline structure is straightforward: the first slice of taxable income is taxed at zero, and income above that threshold is taxed at the rate this calculator applies, which is 9 percent, with the zero band set at AED 375,000. Small Business Relief sits on top of that as an election a resident business can make. When you elect it, the law treats your business as having no taxable income for the period at all. Your corporate tax for that period becomes nil, not merely reduced. That is a different mechanism from the zero band, which only shelters the first AED 375,000.

These figures, the AED 3 million revenue cap and the 31 December 2026 sunset, are the assumptions this tool applies, and you should confirm the current position with the UAE Federal Tax Authority before you file. The FTA publishes the relief conditions and any extension to the window, and because UAE corporate tax is young, the detail is still settling.

A look at AED 450,000 of profit

Take the default scenario, run on the rates this calculator applies. Revenue is AED 2.5 million, comfortably under the AED 3 million cap, taxable income is AED 450,000, and the period ends on 31 December 2026, inside the sunset. The tool first works out what you would owe under the standard rules, then shows that the whole of it is saved if you elect the relief.

Step Figure

The bar makes the size of the saving plain against the profit it sits on.

The striking part is the effective rate. AED 6,750 on AED 450,000 of profit is only about 1.5 percent, because the zero band already protects most of the income before the relief even applies. On small profits, the relief saves a modest absolute sum. Its real value grows as your taxable income climbs further above AED 375,000, since the standard bill it wipes out gets larger.

The condition this tool cannot see

Here is the trap to watch. This calculator checks your revenue for the current period against the AED 3 million cap. The FTA rule is stricter: your revenue must not have exceeded AED 3 million in the current period and in every prior period since corporate tax began. One earlier year above the cap can disqualify you even if this year sits comfortably below it. So a green light here is a starting point, not a final answer. Pull your past returns and check them all before you elect.

The second edge case is timing. The relief is available only for tax periods ending on or before 31 December 2026 as modelled here. If your period ends a day after that sunset, the tool flips to not eligible, and unless the FTA extends the window, you would fall back to the standard 9 percent treatment. A practical tip: the election is made in the tax return itself, so it is a conscious choice each period, not automatic. Some businesses deliberately skip the election in a loss-making year to preserve tax losses they can carry forward, which the relief would otherwise extinguish. Weigh that before ticking the box.

Questions business owners ask

If I elect the relief, do I still have to register and file?

Yes. Small Business Relief removes the tax, not the obligations. You still register for corporate tax with the FTA and submit a return for the period, and the election itself is made inside that return. Skipping registration or filing because you expect a nil bill is a compliance risk, not a shortcut. Treat the paperwork as mandatory even when the tax is zero.

Does electing the relief hurt me if I plan to grow past AED 3 million?

It can, in one specific way. While you are claiming the relief you are treated as having no taxable income, so you generally cannot build up tax losses to carry into future profitable years. If you are about to scale past the cap and expect to be taxed at 9 percent soon, model both paths in a year you make a loss. Sometimes paying nothing now is worth less than banking a loss you can use later, and that judgement belongs with your accountant and the FTA guidance.

Frequently asked questions

Who qualifies for UAE Small Business Relief?
A resident business may elect Small Business Relief if its revenue in the relevant tax period, and in all prior periods, does not exceed AED 3,000,000. The relief is available for tax periods ending on or before 31 December 2026 unless extended. When elected, the business is treated as having no taxable income for that period, so its corporate tax is nil. The election must be made in the tax return.
How much corporate tax does Small Business Relief actually save?
The saving depends on your taxable income. Without relief, the first AED 375,000 of profit is taxed at 0% and the excess is taxed at 9%. So a business with AED 450,000 of taxable profit would normally owe AED 6,750 (9% on AED 75,000). If it elects Small Business Relief and qualifies, the entire bill becomes nil. The saving grows the further profit rises above the AED 375,000 zero band, since the 9% rate applies to a larger slice.
Does electing Small Business Relief affect my ability to carry forward losses?
Yes, and this is the main trade-off. While you are treated as having no taxable income under the relief, you generally cannot generate tax losses to carry into future periods. If you are in a loss-making year and expect to be profitable and taxed at 9% in coming years, banking a loss to offset future profits may be more valuable than taking the relief now. This judgement depends on your growth trajectory and should be reviewed with your accountant and current FTA guidance.
Does Small Business Relief remove the obligation to register and file for corporate tax?
No. The relief eliminates the tax liability for the period but not the compliance obligations. You must still register for corporate tax with the FTA and submit a return for each period, making the Small Business Relief election inside that return. Failing to register or file because you expect a nil outcome is a compliance risk that can result in penalties even when no tax is ultimately owed.

Related calculators

Sources

  1. Federal Tax Authority — VAT and Corporate Tax, Federal Tax Authority, United Arab Emirates
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