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UAE Final Settlement Calculator

Combine UAE gratuity, unused-leave encashment and pay in lieu of notice into one end-of-employment settlement. No tax withheld.

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Gratuity, leave and notice in one end-of-employment total.

Final settlement

Gratuity

Leave encashment

Pay in lieu of notice

Three cheques rolled into one leaving payment

When you leave a job in the UAE, your final settlement is rarely a single tidy number. It is three separate entitlements added together: your end-of-service gratuity, the cash value of any annual leave you accrued but never took, and any pay you are owed in lieu of notice. Each is calculated on a different basis, which is exactly why a settlement you work out in your head so often disagrees with the one HR produces. This tool combines all three the way the UAE Labour Law, administered by MOHRE, frames them, and because the UAE has no personal income tax, nothing is withheld from the total. The figure it shows is what should actually reach your account.

The detail that trips up almost everyone is that gratuity and leave use your basic salary, while notice pay uses your total salary. Miss that split and your estimate drifts, usually low on the gratuity and high or low on the notice depending on which figure you accidentally used.

Adding up a four-year exit

Run the defaults: a monthly basic of AED 12,000, a total monthly salary of AED 20,000, four years of service, 15 unused leave days, and 30 notice days owed. Gratuity for four years is 4 times 21 days of basic pay, which is 84 days at a daily basic of AED 400, giving AED 33,600. Leave is encashed at the daily basic, so 15 days at AED 400 is AED 6,000. Notice is paid at the daily total salary, AED 666.67, for 30 days, giving AED 20,000.

Component Basis Amount

The chart shows the three blocks that build the AED 59,600 total and their relative size.

The notice floor and the resignation question

Two rules built into this calculator are worth understanding. First, notice pay is floored at the statutory minimum of 30 days. Even if you enter fewer notice days, the tool applies 30, because that is the minimum the law generally requires. If your contract specifies a longer notice period, enter the longer figure and it will use that instead. Second, under the current Labour Law that took effect in 2021, gratuity is no longer reduced because you resigned rather than being terminated. Older rules used to scale gratuity down for resignation under shorter service; that reduction no longer applies, so this tool pays the full gratuity regardless of who ended the contract. The day-counts, the 30-day month convention, and the notice floor reflect the current law as the calculator models it. Settlements can also involve deductions for things like outstanding loans or unreturned equipment, which this tool does not attempt, so treat the figure as the gross entitlement and confirm the specifics, and any current rule changes, with MOHRE.

Settlement questions

Why is my leave paid on basic salary but my notice on total salary?

It comes down to how each entitlement is defined. Gratuity and leave encashment in the UAE are anchored to basic salary, the figure with allowances stripped out, while pay in lieu of notice compensates you for the full salary you would have earned during the notice period, including allowances. The tool mirrors that distinction, which is the most common reason a self-calculated number and the official one diverge.

Does my employer withhold any tax from the settlement before paying it?

No. The UAE has no personal income tax, so there is no withholding on a final settlement. What can reduce the amount you receive are legitimate deductions such as an outstanding salary advance, a staff loan, or the cost of unreturned company property. Those are separate from tax, and this tool shows the gross figure before any such deductions.

Frequently asked questions

What goes into a UAE final settlement?
A UAE final settlement typically combines three things: your end-of-service gratuity, calculated on your last drawn basic salary, the cash value of any annual leave you accrued but did not take, and any pay in lieu of notice owed. Gratuity uses the daily rate of your basic salary, while leave and notice use the relevant salary component. Nothing is withheld for income tax because the UAE has none.
How long does an employer have to pay the final settlement in the UAE?
Under UAE Labour Law, an employer must pay the full final settlement within 14 days of the last working day. If the employer delays beyond that period without a justified reason, MOHRE can order the payment plus a penalty. Filing a complaint through the MOHRE app or Tasheel service centres is the standard route for disputes.
Is gratuity reduced if the employee resigns rather than being terminated?
Under the current UAE Labour Law that took effect in February 2022, gratuity is no longer reduced for resignation. The older law used to scale it down for voluntary leavers with fewer than five years of service, but that reduction was removed. Both resignation and termination now attract the same full gratuity entitlement based on years of service.
Can an employer deduct amounts from the final settlement?
Yes. Employers may legally deduct outstanding salary advances, staff loans, and the value of unreturned company property from the final settlement. They cannot deduct arbitrary penalties or amounts not supported by a signed agreement. This calculator shows the gross entitlement before such deductions, so check any loan or advance balance separately.

Related calculators

Sources

  1. MOHRE — End of Service Gratuity (Labour Law), Ministry of Human Resources and Emiratisation, UAE
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